Why invest

There are only two ways to make money in our modern world. The first is working for yourself or someone else’s company. The other is by having your money work for you by investing it in the right places. If you keep your life savings under a mattress, instead of investing, the money is not working for you and you will never have more than what you save.

You choose

Tell us if you prefer an ethical or halal investment plan, how much you want to start with and how long you want to invest, and we will calculate your projected growth.

With us your money is never locked away and you can withdraw it anytime knowing we  only invest in companies that share your values ​​and beliefs.

We invest

We build you a personal investment plan and manage it for you everyday. You do not have to decide what to buy and sell or worry about monitoring the market; we do all of this for you.

We only make investments in assets that have passed our rigorous ethical and halal compliance screens and continuously monitor your investments to ensure they remain certified and fit for your plan.

We build your long-term growth plan using high quality ethical assets that also provide diversification. This means we do not take risks with your money; instead our investment teams build solutions with a focus on growth and shelter from bad times.

We Optimize

Our systems are constantly collecting and analyzing financial data from across the financial markets. We use technology and our industry experience to identify turbulence in the financial markets so we can adjust your investment plans into less risky assets at the right time.

Our primary aim is to invest your money in high quality ethical assets to take full advantage of growth while being able to shelter them quickly in times of headwinds.

Please still remember that as with all investing the value of your investments can go down as well as up. 

What’s holding you back?

I don’t have enough money…
You don’t need to have lots of money to start investing with COCOA. You can open an investment Plan with as little as 100 USD and pay in as little or as much as you like, when you like.
I don’t understand it…
No need to worry. We have built our solution so that you don’t need any experience at all. Our team of investment experts make all the investment decisions on your behalf and monitor them daily to ensure you stay on track.
It’s expensive…
COCOA charges a low annual fee to manage your investments for you. This starts at 0.99% and goes as low as 0.29% (per year) depending on the total value of your investments. We invest your money through funds which themselves have a charge, for example ETFs typically charge 0.20% per year taken by the product providers. We disclose all charges in our dashboard so there are never any surprises.
It’s too risky for me…
As with most things in life there is some risk involved. With COCOA you decide what level of risk you are comfortable with and we build your investment Plan accordingly. You can check on the performance of your Plan 24/7 via your dashboard accessible via your mobile or online. You can withdraw your money anytime without penalty through the application with just a few clicks.
I don’t want to lock my money away…
Your money is not locked away, far from it. You have complete access to your money anytime and can also top up through monthly deposits, rounding or lump sums when you feel like it. You can also monitor how your plans are performing anywhere via any device or online 24/7.

Ethical Investing for everyone

Everyone can grow a better future with
ethical and halal investing.

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We are excited to soon accept new customers. Regulated by the Central Bank of Bahrain (CBB)