“We believe that everyone should have access to the best ethical solutions, wherever you are.”

Who we are

COCOA is made up of a team of professional asset managers and technology developers having worked for some of the largest names in the financial industry. The team is lead by the founder and CEO Omar Shaikh. Spread across offices in Europe, our growing team works hard to continuously develop and improve our offering to deliver a personalised investment service that you would be proud to recommend.

Experts in Investments

Our investment team draws on decades of experience working within private banking and portfolio management for large banks and institutional investors. The COCOA investment team now uses the same sophisticated approach to fund research, portfolio construction and asset allocation as they always have, but for COCOA investors. Providing you the best opportunity to prosper.

What we do at COCOA

We help you invest in a diversified portfolio of Islamic- compliant investment funds based on your risk profile. Your carefully selected basket of funds will give you exposure to global equities, Islamic bonds (sukuks), real estate and commodities with the added peace of mind that they are run in-line with your principles. Our in- house team of investment professionals take care of all the fund selection, monitoring and rebalancing, so you don’t have to.

A word from our CEO

After many years working in the asset management industry in London, I left to create my own ethical investment company – one that I would be proud to use myself. Frustrated at the lack of true ethical and Islamic compliant investment options, with much of what was available lacking transparency and often requiring large minimum investments, I was confident I wasn’t the only one looking for a better solution.
The team at COCOA has spent 4 years investing and building one of the first online and fully Islamic-compliant investment companies.

We knew the wealth management industry needed a complete rethink, looking not only at the quality of what was offered, but also how this was delivered, and importantly what customers were charged. Firstly, we only invest in Islamic-complaint investment funds that we are confident are properly run and certified. We don’t charge a premium fee for the illusion of a personal relationship with a salesman. We don’t use confusing technical jargon. We don’t hide any information about fees, and we don’t hide where your money is invested or how your plans are performing.

Instead, we provide complete transparency. This, we hope, will give you confidence and peace of mind that we always work in your best interests and deliver what we promise. Through our mobile application, we can have you set up in under 10 minutes allowing you to create as many investment plans as you like. As your investment manager, we regularly adjust your portfolio across a range of asset classes and approved funds that we have screened and confirm share our values and passion for Islamic investing. We keep a close personal relationship with our fund managers and continuously monitor them to give you the best chance of keeping on track to reach your financial goals.

We are proud of what we have achieved already, possible only through the commitment of a talented team of investment and technology experts. We aim to be the new better standard for how investing can, and should be done, as such, we have attracted much media attention from around the world as we continue to challenge an industry that hasn’t always put the customer first. We love hearing from our customers, as our goal is to help as many people as possible to build a healthier financial future.

If you are an existing customer, thank you for your continued support. If you are a new customer, we look forward to having you on board.

Omar Shaikh
Co-Founder of COCOA

Safe and Secure

We use 256-bit TLS encryption to protect your personal information. We never share your information with third parties without your consent.


Your money and assets are safely held separately with a custodian bank.

Regulated (pending)

COCOA is in the process of applying for full EU authorisation.